You will be entered to win a Nintendo Wii just by letting us review your current loans and see if we can do better! Most types of credit will qualify, including Utah auto loans, HELOCs, and credit cards.

If you are carrying balances on credit cards with other banks such as Citigroup, Chase and CapitalOne, you might want to read the fine print on your latest statement. Many card issuers have recently raised their rates with impunity–even for customers with good credit history.

If you are being gouged, let Murray Beehive Credit Union offer you a low interest rate on financing to pay off your current balance. Unlike some financial institutions, we do not employ the deceptive lending practices that are causing an outrage among Utah borrowers.

You can find Murray Beehive Credit Union at 5580 Van Winkle Expy in Murray. Give us a call at 804-484-8811 if you have any questions about lowering your credit card interest.

We have been helping Cottonwood Heights and Midvale families beat their credit card rates since 1954.

Year end festivities often strain tight budgets. At Murray Beehive Credit Union, we help ease the pain for Salt Lake City loan customers with our popular year end promotion. The Murray Beehive Credit Union Holiday Charity Skip-a-Payment program allows members to skip a monthly loan payment in November, December or January.

The fee for this service is $35, a portion of which is donated to charitable organizations. See our Skip a Payment Website for all the details.

Murray Beehive Credit Union is located at 5580 Van Winkle Expy in Murray. Our phone number is 804-484-8811. We have been serving Cottonwood Heights and Midvale families since 1954.

FinanceWorks connects to over 5,000 financial institutions and creditors, in and out of Utah. Midvale and Holladay credit union account holders who use FinanceWorks can see all of their accounts including checking, savings, Money Market, credit card, IRAs, and HELOCs.

In addition to all the existing Murray Beehive Credit Union internet banking tools such as online bill pay, online loan approval, check ordering, funds transfers, e-statements and direct deposit, FinanceWorks allows Murray members to budget and monitor their spending more effectively.

Murray Beehive Credit Union FinanceWorks is your secret weapon for conquering your money management problems.

On another note: our recently-introduced Second Chance Checking is becoming very popular in Cottonwood Heights and Midvale. If you have had prior financial hardship and are unable to qualify for one of Murray Beehive Credit Union’s traditional checking accounts, see http://www.beehivecredit.com/contact_locations.shtml or call 804-484-8811 for info on Murray Beehive Credit Union’s Second Chance Checking. We want to help you get back on track.

Beehive’s Second Chance Checking was introduced recently and is now helping many Salt Lake City credit union account holders. Second Chance Checking is for Murray Beehive Credit Union members who are recovering from financial hardship that resulted in credit problems. Whether it was a job layoff, crushing medical bills or a failed business that created the unfortunate situation, Murray Beehive Credit Union wants to help affected Cottonwood Heights credit union members return to credit worthiness. See URL for more information.

Murray Beehive Credit Union has also recently added FinanceWorks to Beehive Online Banking. FinanceWorks is unlike any other money management system. It is powered by Quicken, the best-selling and most trusted leader in the financial software industry. With Murray Beehive Credit Union FinanceWorks, you can manage all of your accounts, including those at other financial institutions! FinanceWorks has dozens of revolutionary features that work in combination to provide the most powerful personal and business financial management tool ever created. You can take a tour of FinanceWorks at http://www.beehivecredit.com/financeworks/.

If you have not yet signed up for Murray Beehive Credit Union Online Banking, now is the time. Don’t worry if you are not computer savvy, Murray Beehive Credit Union Online Banking was designed for novices. To talk to a neighborly account specialist at your Murray branch, call 804-484-8811. We are eager to walk you through it. We don’t know of any Online Banking user who ever went back to their old way of banking.

Visit http://www.beehivecredit.com/contact_locations.shtml regularly to keep apprised of current promotions, fraud alerts and the latest interest rates. There are always good things happening at Murray Beehive Credit Union!

Murray BCU can help you out with all your gift buying. Our Prepaid Visa cards can be loaded with any amount up to $2000 and are accepted at any store that takes Visa, whether in or out of the Salt Lake City area. The cards can also be registered to the recipient so he or she can use them for online purchases.

If you keep several Murray Beehive Credit Union Prepaid Visa cards on hand, you will always be prepared for those special occasions.

A Prepaid Visa card is also great for a child who is heading off to college. Instead of giving your son or daughter a conventional credit card that has a fixed credit limit, you can provide a Prepaid Visa card. Then you can reload the card as needed during the school year-either online or at your Murray Beehive branch.

Murray Beehive Credit Union Prepaid Visa Cards make gift shopping quick and easy!

The IRS Tax Website outlines the qualifications:

• Applies only to homes used as a taxpayer’s principal residence.
• Reduces a taxpayer’s tax bill or increases his or her refund, dollar for dollar.
• Is fully refundable, meaning the credit will be paid out to eligible taxpayers, even if they owe no tax or the credit is more than the tax owed.

Now is the best time to buy your first Salt Lake City home. Utah homes prices have not risen significantly in the past few months and there are still many affordable Cottonwood Heights and Midvale homes for sale.

Do you need another reason? Here it is; Murray Beehive Credit Union mortgage interest rates are still at historic lows! Call a neighborly Murray Beehive Credit Union loan specialist at 804-484-8811 or use our Online Loan Calculator. You may discover that your monthly mortgage payment will end up being lower than your current rent.

Murray Beehive Credit Union offers the full range of Utah mortgage loans; fixed-rate, adjustable-rate, balloon, interest-only and reverse mortgages. At Murray Beehive Credit Union, first time Holladay homebuyers experience a quick and hassle free application process. That is only one of the ways the friendly loan specialists at Murray Beehive Credit Union guide first time buyers every step of the way.

At Murray Beehive Credit Union, we help Murray first-time home buyers understand the different types of mortgages and guide them in their choice. Buying a home is a significant financial commitment, we don’t want you to go it alone. The neighborly mortgage loan specialists at Murray Beehive Credit Union are dedicated to making sure Salt Lake City home buyers get the right loan for their situation.

Murray Beehive Credit Union provides all types of Midvale real estate funding: construction financing, new home loans, lot loans, FHA, VA and ARMs.

If you are interested in refinancing your current Murray mortgage, take the Mortgage Makeover. This is a handy tool that helps you answer the following questions:

• Do I understand my current mortgage?
• Am I increasing my equity in my home each month?
• Am I making progress toward reducing my debt?
• Would refinancing put more money into my pocket each month?
• Are my payments affordable?
• Will refinancing reduce the overall interest I will pay?

At Murray Beehive Credit Union, we know mortgage loans. Call 804-484-8811 today and ask us about the first-time home buyer tax credit.

Murray Beehive Credit Union provides comprehensive business banking services for many Salt Lake City businesses in a broad range of industries. Everything from business loans to business checking.

Murray Beehive Credit Union business checking accounts have no setup costs or monthly maintenance fees. A FREE Visa debit card is included as part of the business checking package. The card can be used around the country at CO-OP ATMs without incurring a transaction fee. FREE Direct Deposit service and Phone-24 access are also useful tools for business owners.

We also provide electronic Cash Management services designed specifically for business financial management. Payroll services, controlled account access and Quickbooks compatibility are just a few of the features.

Murray Beehive Credit Union has provided financing for many Murray small business owners through signature and auto loans, too. Members have used these loans to expand operations, purchase business vehicles, and invest in inventory. Call a Murray loan specialist at 804-484-8811 to discuss any business financing needs you may have.

Partnering with Murray Beehive Credit Union is a smart decision for Murray business owners!

You can choose Cash, Movie Tickets or an iTunes Gift Card. It doesn’t cost you anything to refer a friend, and this offer won’t last forever, so why not do it today?

You also receive rewards when you use your Beehive Platinum Rewards MasterCard at any merchant in or around the Cottonwood Heights or Midvale area. If you need to refresh your memory about the specifics, see http://www.beehivecredit.com.

If you are planning to reward yourself with a new ride, apply for a Murray Beehive Credit Union auto loan. Beehive auto loans reward you with great low rate!

Great news for Salt Lake City residents with past credit problems: There is a new type of checking account available at Murray Beehive Credit Union. Second Chance checking can help those who need to rebuild their credit. Call us at 804-484-8811 or visit our banking website to apply.

The rewards keep on coming at Murray Beehive Credit Union!

At Murray Beehive Credit Union, we want to help those affected by financial hardship get back on track.

Murray Beehive Credit Union’s Second Chance Checking is designed to help people with past credit problems. The requirements are simple: a $15 setup fee and a low $10 monthly fee allows account holders to experience all the benefits of a Murray Beehive Credit Union checking account.

There are many free online services associated with Murray Beehive Credit Union checking accounts. See our Second Chance Checking website or call 804-484-8811 for details on Bill Pay, Check Imaging and e-statements.

Murray Beehive Credit Union is a full-service financial institution that serves members in the Midvale area.